All tranactions for payment will go through PayPal Secure Services online. Once your payment has been made and verified, you can download the information - This will be Sent to you via Email as an Attachment File using Microsoft Word, Adobe or other relevant Document. Payment proceeds for the cost of the written information service as provided, are to be treated as giving to our global church mission and charity initiative. This website is not an ecommerce site in the traditional meaning of the word. REFUND will be made via the same process the payment was received if you have not received the Email with the Download Attachment Document. But this will be done at the website owner discretion to avoid dishonest persons who may seek to exploit this situation. We are aiming to provide a service to the public and in return receive compensation that we consider charitable and christian in concept and deed. Thank you for your Courtesy and Support.